
Joint-Stock Company (S.A.)
UNUM Życie Towarzystwo Ubezpieczeń i Reasekuracji
UNUM Życie Towarzystwo Ubezpieczeń i Reasekuracji Spółka Akcyjna
Financial results of UNUM Życie Towarzystwo Ubezpieczeń i Reasekuracji: revenue, net profit, profitability, ROE, margins, investor ratios and valuation. Data from official KRS filings (0000008906).
UNUM Życie Towarzystwo Ubezpieczeń i Reasekuracji has filed financial statements for 8 reporting years in the Polish National Court Register (KRS 0000008906), covering 2018–2025. The dashboard below shows the income statement, balance sheet, profitability ratios, valuation indicators and a multi-year comparison against the company's industry benchmark.
Headline figures for the most recent reported year (2025): net revenue n/a PLN, net profit n/a PLN, total assets 1,642,347,009 PLN and equity 151,384,574 PLN. Use the chart toolbar to switch between absolute amounts and indexed series, or to jump straight into the per-year sprawozdanie finansowe.
Derived metrics include ROE, ROA, net and operating margin, the current ratio and the cash ratio, debt-to-equity and asset turnover. Each ratio is plotted alongside the median for UNUM Życie Towarzystwo Ubezpieczeń i Reasekuracji's PKD activity class, so reading whether the company is above or below the industry takes one glance instead of a side-by-side calculation.
Revenue
N/A
2025
Net profit
N/A
2025
Assets
1.6 B PLN
2025
Equity
151.4 M PLN
2025
EBITDA
N/A
2025
no depreciation data
Valuation
1.1 B PLN
Low confidence
Low confidence
Analysis of financial data across available reporting years
ROA
N/A
Debt ratio
0.91
High leverage
Asset turnover
N/A
Net margin
N/A
ROE
N/A
Current ratio
N/A
Gross margin
N/A
Operating margin
N/A
Debt / equity
9.85
Working capital
N/A
Several ratios are unavailable in the source filings.
8 years of data (2018–2025)
Revenue
2025
Net profit
6/8 profitable years
Assets
2025
Equity
2025
Net revenue
Net profit / loss
Profit waterfall 2025
Cost structure 2025
Ratios 2025
Full table of ratios over 8 years (2018–2025)
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Profitability | |||||
| ROA | 1.17% | 1.57% | 1.11% | 1.81% | - |
| ROE | 7.27% | 25.76% | 10.28% | 21.44% | - |
| Leverage | |||||
| Equity ratio | 16.07% | 6.10% | 10.77% | 8.46% | 9.22% |
| Debt / assets | 78.62% | 88.35% | 83.49% | 85.60% | - |
| Debt / equity | 4.89 | 14.48 | 7.75 | 10.12 | - |
Estimated value
1.1 B PLN
Range: 745.3 M PLN - 1.6 B PLN
Low confidence
Input data for 2025, which the model uses to compute the company's estimated value.
Balance sheet
Debt

Joint-Stock Company (S.A.)
UNUM Życie Towarzystwo Ubezpieczeń i Reasekuracji Spółka Akcyjna