Plusfactor Spółka Akcyjna (KRS 0000560206, NIP 8992768813) is a Polish company, headquartered in Wrocław, Dolnośląskie voivodeship. PLUSFACTOR operates in: Other financial service activities, except insurance and pension funding, n.e.c. (PKD 64.99.Z). Industry: Finance and banking. The company has been listed in the National Court Register since June 15, 2015. PLUSFACTOR's most recently reported net revenue was 62.1 K PLN for 2021.
Negative equity
Negative equity in 3 of 4 available reporting years.
No arrears identified in the analyzed sources
No arrears or bankruptcy proceedings identified in the analyzed sources.
Business profile - Plusfactor
Identity
- Name
- Plusfactor Spółka Akcyjna
- Legal form
- SPÓŁKA AKCYJNA
- Founded
- June 15, 2015
- Registry status as of
- November 21, 2025
- Latest entry
- April 7, 2025
- Founding act
- 04.02.2015R., NOTARIUSZ BARTŁOMIEJ NOWAK, KANCELARIA NOTARIALNA W TYCHACH, PRZY UL. BUDOWLANYCH 59, REP. A NR 849/2015, …
Articles of association history (1)
- February 4, 2015: 04.02.2015R., NOTARIUSZ BARTŁOMIEJ NOWAK, KANCELARIA NOTARIALNA W TYCHACH, PRZY UL. BUDOWLANYCH 59, REP. A NR 849/2015, ZE ZMIANĄ Z DNIA 13.05.2015 R., NOTARIUSZ BARTŁOMIEJ NOWAK, KANCELARIA NOTARIALNA W TYCHACH, PRZY UL. BUDOWLANYCH 59, REP. A NR 3185/2015, ZMIENIONO ART 5 UST. 1, DODANO ART. 5 UST. 7. (SPROSTOWANIE W ZAKRESIE NR REPERTORIUM AKTEM NOTARIALNYM Z DNIA 08.06.2015 R., NOTARIUSZ BARTŁOMIEJ NOWAK, KANCELARIA NOTARIALNA W TYCHACH, UL. BUDOWLANYCH 59, REP. A NR 3663/2015).
Activities
Main activity
64.99.ZOther financial service activities, except insurance and pension funding, n.e.c.
Other activities
Address and contact
- Address
- AL. KASZTANOWA, 3A, 53-125, WROCŁAW, POLSKA
- Voivodeship
- DOLNOŚLĄSKIE
- District
- WROCŁAW
- Not disclosed in the registry
- Website
- WWW.PLUSFACTOR.PL
- E-delivery address
- AE:PL-45584-88748-IJTFI-29
- Coordinates
- 51.1100, 17.0319approx.
Risk and payment profile - Plusfactor
Credibility rating
12 / 100
Very poor credibility
Insolvency risk
Very high
Significant formal threat
Closure risk
27
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
Organizational stability signals
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
0
0/11 yrs
Board changes
2
2/11 yrs
PKD changes
0
0/11 yrs
Name changes
0
0/11 yrs
Data from 11 years of registry activity.
Credibility history
Payment reliability score from 2018–2021
Current: E (12/100)
Trend: improving (+5.5 pts/year)
Bardzo słaba wiarygodność płatnicza – współpraca handlowa wiąże się z wysokim ryzykiem braku zapłaty.
Trade credit limit history
Standard limit from 2018–2021
Current: 738.64 PLN
Safe: 73.86 PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Operational status - Plusfactor
Founded
June 15, 2015
11 years in operation
Legal form
SPÓŁKA AKCYJNA
Registry: RejP
Headquarters
WROCŁAW
DOLNOŚLĄSKIE
Primary PKD
64.99.Z
Other financial service activities, except insurance and pension fu…
Share capital
100.0 K PLN
Shareholders
N/A
Board
1 person
Sup. board: 4
Filed years
4 years
2018–2021 · profitable: 1/4
Registry entries
33
latest: April 7, 2025
Risk signals
Revenue
62.1 K PLN
2021
Net profit
-18.1 K PLN
2021
Assets
4.6 M PLN
2021
Equity
-3.5 M PLN
2021
EBITDA
-18.9 K PLN
2021
Companies in the same location
Public procurement
Trademarks
Reviews
Rate business credibility - Plusfactor.
No ratings
Related articles
Explainer
BNP Paribas Bank Polska in 2026: French control, the legacy of BGŻ, Fortis Bank and Raiffeisen Polbank - an mWIG40 issuer from ul. Kasprzaka
BNP Paribas Bank Polska S.A. (KRS 0000011571), headquartered at ul. Marcina Kasprzaka 2 in Warsaw's Wola district, is a Polish bank controlled by France's BNP Paribas Group. The bank in its current form emerged from the merger of three historically separate entities: BGŻ (Bank Gospodarki Żywnościowej), Fortis Bank Polska, and Raiffeisen Polbank. Listed on the WSE since 2008, an mWIG40 constituent, with a seven-member management board and a twelve-member supervisory board.
News
BOŚ Bank: PLN 85.7 m net profit in Q1–Q3 2025 (+108.8% YoY), PLN 30 bn assets target by 2027 - acceleration after years of stagnation
Warsaw-based Bank Ochrony Środowiska S.A. (KRS 0000015525) - 58.05% controlled by NFOŚiGW - generated PLN 85.7 m net profit (+108.8% YoY) in Q1-Q3 2025. The balance sheet rose 9.8% to PLN 24.9 bn. The 2025-2027 strategy targets >PLN 30 bn in assets and a 50% share of green loans in the portfolio. The company has not paid a dividend since 2008 - all capital is reinvested in ESG lending.
