4REF Spółka z Ograniczoną Odpowiedzialnością (KRS 0000645680, NIP 5423262230) is a Polish company, headquartered in Białystok, Podlaskie voivodeship. 4REF operates in: Non-specialised wholesale trade (PKD 46.90.Z). Industry: Wholesale trade. The company has been listed in the National Court Register since November 7, 2016. 4REF's most recently reported net revenue was 5.4 M PLN for 2024.
No arrears identified in the analyzed sources
No arrears or bankruptcy proceedings identified in the analyzed sources.
Business profile - 4REF
Identity
- Name
- 4REF Spółka z Ograniczoną Odpowiedzialnością
- Legal form
- SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
- Founded
- November 7, 2016
- Registry status as of
- January 22, 2026
- Latest entry
- January 21, 2026
- Founding act
- 18.08.2016 R. W KN URSZULI BRUSZEWSKIEJ W BIAŁYMSTOKU, REP. A NR 1715/2016 ZAWIĄZANO SPÓŁKĘ Z OGRANICZONĄ ODPOWIEDZIALNO…
Articles of association history (3)
- August 18, 2016: 18.08.2016 R. W KN URSZULI BRUSZEWSKIEJ W BIAŁYMSTOKU, REP. A NR 1715/2016 ZAWIĄZANO SPÓŁKĘ Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
- May 26, 2021: 26.05.2021 R. W KN KAROLINY KITLAS W BIAŁYMSTOKU, REP. A NR 4637/2021 ZMIENIONO § 3, § 9, WYKREŚLONO § 9 UST.2 I 3
- March 20, 2025: 20.03.2025 R. W KN KAROLINY KITLAS W BIAŁYMSTOKU, REP. A NR 2651/2025 ZMIENIONO § 3 UMOWY SPÓŁKI
Activities
Main activity
46.90.ZNon-specialised wholesale trade
Other activities
Address and contact
- Address
- UL. GEN. WŁADYSŁAWA ANDERSA, 38, 15-113, BIAŁYSTOK, POLSKA
- Voivodeship
- PODLASKIE
- District
- BIAŁYSTOK
- Not disclosed in the registry
- Website
- Not disclosed in the registry
- E-delivery address
- Not disclosed in the registry
- Coordinates
- 53.1322, 23.1588approx.
Risk and payment profile - 4REF
Credibility rating
78.1 / 100
Good credibility
Insolvency risk
Very low
Low threat
Closure risk
1
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
Organizational stability signals
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
2
2/9 yrs
Board changes
0
0/9 yrs
PKD changes
0
0/9 yrs
Name changes
0
0/9 yrs
Data from 9 years of registry activity.
Credibility history
Payment reliability score from 2018–2024
Current: B (78/100)
Trend: improving (+3.1 pts/year)
High payment credibility - the company's financial condition is good and the risk of cooperating with it is low.
Trade credit limit history
Standard limit from 2018–2024
Current: 520.0 K PLN
Safe: 338.0 K PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Operational status - 4REF
Founded
November 7, 2016
9 years in operation
Legal form
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Registry: RejP
Headquarters
BIAŁYSTOK
PODLASKIE
Primary PKD
46.90.Z
Non-specialised wholesale trade
Share capital
100.0 K PLN
Shareholders
1
shareholder
Board
1 person
Filed years
7 years
2018–2024 · profitable: 5/7
Registry entries
25
latest: January 21, 2026
Revenue
5.4 M PLN
2024
Net profit
601.4 K PLN
2024
Assets
2.6 M PLN
2024
Equity
N/A
2024
EBITDA
839.2 K PLN
2024
Valuation
3.5 M PLN
Low confidence
Low confidence
Companies in the same location
Public procurement
Trademarks
Reviews
Rate business credibility - 4REF.
No ratings
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