Limited Liability Company (LLC)
Umbrellai
Umbrellai Spółka z Ograniczoną Odpowiedzialnością
Umbrellai Spółka z Ograniczoną Odpowiedzialnością (KRS 0000855093, NIP 9462699200) is a Polish company, headquartered in Lublin, Lubelskie voivodeship. Umbrellai operates in: Activities of insurance agents and brokers (PKD 66.22.Z). Industry: Financial services. The company has been listed in the National Court Register since August 14, 2020. Umbrellai's most recently reported net revenue was 8.0 K PLN for 2024.
Negative equity
Negative equity in 2 of 5 available reporting years.
No arrears identified in the analysed sources
No arrears or bankruptcy proceedings identified in the analysed sources.
Credibility rating
27.4 / 100
Poor credibility
Insolvency risk
Very low
Elevated threat
Closure risk
40
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
Spółka wykazuje sygnały niestabilności organizacyjnej: częste zmiany właścicieli. Może to wskazywać na podwyższone ryzyko współpracy.
Shareholder changes
3
3/6 yrs
Board changes
1
1/6 yrs
PKD changes
1
1/6 yrs
Name changes
0
0/6 yrs
Data from 6 years of registry activity.
Payment reliability score from 2020–2024
Current: E (27/100)
Trend: stable (+0.9 pts/year)
Bardzo słaba wiarygodność płatnicza – współpraca handlowa wiąże się z wysokim ryzykiem braku zapłaty.
Standard limit from 2020–2024
Current: 130.57 PLN
Safe: 26.11 PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Founded
August 14, 2020
6 years in operation
Legal form
Limited Liability Company (LLC)
Registry: RejP
Headquarters
LUBLIN
LUBELSKIE
Primary PKD
66.22.Z
Activities of insurance agents and brokers
Share capital
750.0 K PLN
15,000 shares total
Shareholders
2
shareholders
Board
2 people
Filed years
5 years
2020–2024 · profitable: 0/5
Registry entries
19
latest: July 1, 2025
Risk signals
Revenue
8.0 K PLN
2024
Net profit
-37.5 K PLN
2024
Assets
1.4 M PLN
2024
Equity
647.8 K PLN
2024
Valuation
471.5 K PLN
Low confidence
Low confidence
People holding roles at Umbrellai according to the Polish National Court Register. Follow a name for that person's full profile and their other companies.
Rate business credibility - Umbrellai.
No ratings
Limited Liability Company (LLC)
Umbrellai Spółka z Ograniczoną Odpowiedzialnością
Answers to questions about the company's activity, registered office, identifiers, financial data, capital and control.
Umbrellai has 2 shareholders.
Yes - Umbrellai's majority owner is A**** M****.
Umbrellai's board has 2 members.
Latest reporting year
2024
Available years
5
Filing entries
0
19 historical registry entries for Umbrellai
Filing documents submitted (2 documents)
Share capital change, Shareholder change, Articles of association amended, Change in Section 1 (basic data)
LU.VI NS-REJ.KRS/7635/24/85
Articles of association amended, Secondary PKD code change
LU.VI NS-REJ.KRS/10307/24/131
Filing documents submitted (2 documents)
Filing documents submitted (2 documents)
Competing companies or those operating in the same market segment as Umbrellai (industry: Financial services).
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LUBLIN· Financial services
Revenue 2024: 6.6 K PLN
MIĘDZYRZEC PODLASKI· Financial services
Revenue 2025: 5.0 K PLN
BIAŁA PODLASKA· Financial services
Revenue 2024: 3.2 K PLN