SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Afinance
Afinance Spółka z Ograniczoną Odpowiedzialnością
Afinance Spółka z Ograniczoną Odpowiedzialnością (KRS 0000850102, NIP 5213901178) is a Polish company, headquartered in Warszawa, Mazowieckie voivodeship. AFINANCE operates in: Activities of insurance agents and brokers (PKD 66.22.Z). Industry: Financial services. The company has been listed in the National Court Register since July 13, 2020. AFINANCE's most recently reported net revenue was 700.7 K PLN for 2024.
No arrears identified in the analyzed sources
No arrears or bankruptcy proceedings identified in the analyzed sources.
Main activity
66.22.ZActivities of insurance agents and brokers
Other activities
Credibility rating
23.7 / 100
Poor credibility
Insolvency risk
High
Significant formal threat
Closure risk
36
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
0
0/6 yrs
Board changes
0
0/6 yrs
PKD changes
0
0/6 yrs
Name changes
0
0/6 yrs
Data from 6 years of registry activity.
Payment reliability score from 2021–2024
Current: E (24/100)
Trend: deteriorating (-21.3 pts/year)
Bardzo słaba wiarygodność płatnicza – współpraca handlowa wiąże się z wysokim ryzykiem braku zapłaty.
Standard limit from 2021–2024
Current: 8.3 K PLN
Safe: 1.2 K PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Founded
July 13, 2020
5 years in operation
Legal form
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Registry: RejP
Headquarters
WARSZAWA
MAZOWIECKIE
Primary PKD
66.22.Z
Activities of insurance agents and brokers
Share capital
50.0 K PLN
1,000 shares total
Shareholders
1
shareholder
Board
2 people
Filed years
4 years
2021–2024 · profitable: 3/4
Registry entries
21
latest: June 29, 2026
Risk signals
Revenue
700.7 K PLN
2024
Net profit
-53.7 K PLN
2024
Assets
81.2 M PLN
2024
Equity
56.6 M PLN
2024
EBITDA
-16.2 K PLN
2024
Valuation
19.9 M PLN
Low confidence
Low confidence
Rate business credibility - Afinance.
No ratings

News
Warsaw-based MCI Capital ASI S.A. (KRS 0000004542) closed 2025 with net profit of PLN 45.5 m and NAV of PLN 2.1 bn. The most important transaction was the sale of IAI Group to Montagu PE (over PLN 1 bn, MCI.EuroVentures 1.0 net proceeds PLN 470.5 m) - the largest CEE B2B-software deal of 2025. Total 2025 exits: around PLN 815 m for MCI (from transactions worth over PLN 890 m total), including Answear, Gett, Netrisk, Webcon. Dividend policy of 4% of equity: PLN 83 m recommendation (~5.6% yield). Portfolio companies generate over PLN 500 m of normalised EBITDA, 26-year NAV CAGR around 15%.

News
XTB S.A. published preliminary Q1 2026 results: PLN 535 m net profit (+176% YoY) and 370 k new clients. The board simultaneously recommends a PLN 4.07 dividend on the 2025 result - 25% lower than the PLN 5.45 paid out of 2024. The company is a WIG20 candidate.
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Afinance Spółka z Ograniczoną Odpowiedzialnością
Answers to questions about the company's activity, registered office, identifiers, financial data, capital and control.
AFINANCE's board has 2 members.
Latest reporting year
2025
Available years
6
Filing entries
0
20 historical registry entries for Afinance
Filing documents submitted (3 documents)
Filing documents submitted (2 documents)
Change in Section 1 (basic data)
WA.XIII NS-REJ.KRS/23706/20/342/ADE
Filing documents submitted (6 documents)
Filing documents submitted (3 documents)
Trademarks filed or registered by Afinance in the Polish Patent Office (UPRP) - filing dates, status, Nice classes and graphical marks.
3 most recent trademarks
V'la Arte
Filing date: 2026-06-23
activeA'la Arte
Filing date: 2026-06-23
active
V'la Arte
Filing date: 2026-06-22
activeCompeting companies or those operating in the same market segment as Afinance (in Warszawa, industry: Financial services).
WARSZAWA· Financial services
Revenue 2024: 391.9 M PLN
WARSZAWA· Financial services
Revenue 2024: 284.1 M PLN
WARSZAWA· Financial services
Revenue 2024: 271.4 M PLN
WARSZAWA· Financial services
Revenue 2023: 202.8 M PLN
WARSZAWA· Financial services
Revenue 2024: 193.6 M PLN
WARSZAWA· Financial services
Revenue 2024: 186.2 M PLN