Limited Liability Company (LLC)
Virgin Credit
Virgin Credit Spółka z Ograniczoną Odpowiedzialnością
Virgin Credit Spółka z Ograniczoną Odpowiedzialnością (KRS 0000827422, NIP 8992875905) is a Polish company, headquartered in Wrocław, Dolnośląskie voivodeship. Virgin Credit operates in: Other monetary intermediation (PKD 64.19.Z). Industry: Finance and banking. The company has been listed in the National Court Register since February 4, 2020. Virgin Credit's most recently reported net revenue was 90 PLN for 2024.
No arrears identified in the analysed sources
No arrears or bankruptcy proceedings identified in the analysed sources.
Other activities
Credibility rating
44.3 / 100
Average credibility
Insolvency risk
Very low
Elevated threat
Closure risk
12
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
1
1/6 yrs
Board changes
2
2/6 yrs
PKD changes
0
0/6 yrs
Name changes
0
0/6 yrs
Data from 6 years of registry activity.
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Founded
February 4, 2020
6 years in operation
Legal form
Limited Liability Company (LLC)
Registry: RejP
Headquarters
WROCŁAW
DOLNOŚLĄSKIE
Primary PKD
64.19.Z
Other monetary intermediation
Share capital
5.0 K PLN
Shareholders
2
shareholders
Filed years
1 year
2024
Registry entries
22
latest: September 10, 2025
Revenue
90 PLN
2024
Net profit
3.2 K PLN
2024
Assets
4.6 M PLN
2024
Equity
409.8 K PLN
2024
Valuation
2.2 M PLN
Low confidence
Low confidence
People holding roles at Virgin Credit according to the Polish National Court Register. Follow a name for that person's full profile and their other companies.
Rate business credibility - Virgin Credit.
No ratings

Explainer
BNP Paribas Bank Polska S.A. (KRS 0000011571), headquartered at ul. Marcina Kasprzaka 2 in Warsaw's Wola district, is a Polish bank controlled by France's BNP Paribas Group. In its current form it emerged from the merger of three historically separate entities: BGŻ (Bank Gospodarki Żywnościowej), Fortis Bank Polska and Raiffeisen Polbank. Its 2025 financial statements show PLN 3.06bn in net profit (up 30% YoY) on PLN 180.7bn in total assets. Listed on the WSE since 2008, an mWIG40 constituent, with a seven-member management board and a twelve-member supervisory board.

News
Warsaw-based Bank Ochrony Środowiska S.A. (KRS 0000015525) – 58.05% controlled by NFOŚiGW – posted PLN 124.5m net profit for 2025 (+56% YoY) per its financial statements, with total assets reaching PLN 25.7bn. The 2025–2027 strategy targets over PLN 30bn in assets and a 50% share of green loans in the portfolio. The bank has not paid a dividend since 2008 – all capital is reinvested in ESG lending.
Latest reporting year
2024
Available years
5
Filing entries
0
Competing companies or those operating in the same market segment as Virgin Credit (industry: Finance and banking).
WROCŁAW· Finance and banking
Revenue 2023: 1.1 M PLN
WROCŁAW· Finance and banking
Revenue 2024: 977.2 K PLN
BIELANY WROCŁAWSKIE· Finance and banking
Revenue 2024: 902.4 K PLN
KSIĘŻYCE· Finance and banking
Revenue 2021: 323 PLN
ZĄBKI· Finance and banking
Revenue 2022: 269.92 PLN
WROCŁAW· Finance and banking
Revenue 2024: 0 PLN
20 historical registry entries for Virgin Credit
Filing documents submitted (3 documents)
Board change
WR.VI NS-REJ.KRS/25774/24/941
Filing documents submitted (3 documents)
Shareholder change
WR.VI NS-REJ.KRS/18746/25/989
Board change
WR.VI NS-REJ.KRS/25465/25/721
Limited Liability Company (LLC)
Virgin Credit Spółka z Ograniczoną Odpowiedzialnością
Answers to questions about the company's activity, registered office, identifiers, financial data, capital and control.
No - all of Virgin Credit's beneficial owners hold Polish citizenship.
Virgin Credit has 2 shareholders.
No - Virgin Credit's share capital is split between several shareholders.