SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Ciubez
Ciubez Spółka z Ograniczoną Odpowiedzialnością
Ciubez Spółka z Ograniczoną Odpowiedzialnością (KRS 0000739345, NIP 7811976023) is a Polish company, headquartered in Poznań, Wielkopolskie voivodeship. CIUBEZ operates in: Activities of insurance agents and brokers (PKD 66.22.Z). Industry: Financial services. The company has been listed in the National Court Register since July 4, 2018. CIUBEZ's most recently reported net revenue was 0 PLN for 2024.
Negative equity
Negative equity in 6 of 7 available reporting years.
No arrears identified in the analyzed sources
No arrears or bankruptcy proceedings identified in the analyzed sources.
Main activity
66.22.ZActivities of insurance agents and brokers
Other activities
General codes (divisions and groups)
General codes indicate a PKD division or group without a specific subclass.
Credibility rating
22.3 / 100
Poor credibility
Insolvency risk
Moderate
Significant formal threat
Closure risk
47
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
2
2/8 yrs
Board changes
2
2/8 yrs
PKD changes
0
0/8 yrs
Name changes
0
0/8 yrs
Data from 8 years of registry activity.
Payment reliability score from 2018–2024
Current: E (22/100)
Trend: improving (+3.8 pts/year)
Bardzo słaba wiarygodność płatnicza – współpraca handlowa wiąże się z wysokim ryzykiem braku zapłaty.
Standard limit from 2018–2024
Current: 0 PLN
Safe: 0 PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Founded
July 4, 2018
8 years in operation
Legal form
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Registry: RejP
Headquarters
POZNAŃ
WIELKOPOLSKIE
Primary PKD
66.22.Z
Activities of insurance agents and brokers
Share capital
5.0 K PLN
100 shares total
Shareholders
1
shareholder
Board
1 person
Filed years
7 years
2018–2024 · profitable: 2/7
Registry entries
21
latest: February 3, 2026
Risk signals
Revenue
0 PLN
2024
Net profit
-7.8 K PLN
2024
Assets
847.94 PLN
2024
Equity
-30.6 K PLN
2024
Valuation
432.45 PLN
Low confidence
Low confidence
Rate business credibility - Ciubez.
No ratings

News
Warsaw-based MCI Capital ASI S.A. (KRS 0000004542) closed 2025 with net profit of PLN 45.5 m and NAV of PLN 2.1 bn. The most important transaction was the sale of IAI Group to Montagu PE (over PLN 1 bn, MCI.EuroVentures 1.0 net proceeds PLN 470.5 m) - the largest CEE B2B-software deal of 2025. Total 2025 exits: around PLN 815 m for MCI (from transactions worth over PLN 890 m total), including Answear, Gett, Netrisk, Webcon. Dividend policy of 4% of equity: PLN 83 m recommendation (~5.6% yield). Portfolio companies generate over PLN 500 m of normalised EBITDA, 26-year NAV CAGR around 15%.

News
XTB S.A. published preliminary Q1 2026 results: PLN 535 m net profit (+176% YoY) and 370 k new clients. The board simultaneously recommends a PLN 4.07 dividend on the 2025 result - 25% lower than the PLN 5.45 paid out of 2024. The company is a WIG20 candidate.
Trend: deteriorating (+17 days/year)
Score
25/100
Late
6
Average delay
48 days
Max delay
101 days
On-time rate
14%
Latest reporting year
2024
Available years
7
Filing entries
7
Financial statement 2024
Financial statement 2023
Financial statement 2022
Financial statement 2021
Financial statement 2020
20 historical registry entries for Ciubez
Filing documents submitted (2 documents)
Filing documents submitted (2 documents)
Filing documents submitted (2 documents)
Filing documents submitted (2 documents)
Change in Section 1 (basic data)
PO.VIII NS-REJ.KRS/2455/22/164/ADE
Competing companies or those operating in the same market segment as Ciubez (in Poznań, industry: Financial services).
POZNAŃ· Financial services
Revenue 2024: 231.3 M PLN
PIŁA· Financial services
Revenue 2024: 52.8 M PLN
POZNAŃ· Financial services
Revenue 2024: 20.9 M PLN
OSTRZESZÓW· Financial services
Revenue 2024: 16.3 M PLN
LESZNO· Financial services
Revenue 2024: 9.3 M PLN
POZNAŃ· Financial services
Revenue 2024: 8.6 M PLN
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Ciubez Spółka z Ograniczoną Odpowiedzialnością
Answers to questions about the company's activity, registered office, identifiers, financial data, capital and control.
CIUBEZ's board has 1 member.