Carat&co. GEM Investments Spółka z Ograniczoną Odpowiedzialnością (KRS 0000721040, NIP 9662119147) is a Polish company, headquartered in Warszawa, Mazowieckie voivodeship. Carat&co. GEM Investments operates in: Retail sale of watches and jewellery in specialised stores (PKD 47.77.Z). Industry: Retail trade. The company has been listed in the National Court Register since February 26, 2018. Carat&co. GEM Investments's most recently reported net revenue was 9.0 K PLN for 2024.
Negative equity
Negative equity in 3 of 4 available reporting years.
No arrears identified in the analysed sources
No arrears or bankruptcy proceedings identified in the analysed sources.
Business profile - Carat&co. GEM Investments
Identity
- Name
- Carat&co. GEM Investments Spółka z Ograniczoną Odpowiedzialnością
- Legal form
- SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
- Founded
- February 26, 2018
- Registry status as of
- July 26, 2026
- Latest entry
- July 26, 2026
- Founding act
- 19.02.2018 R.
Articles of association history (3)
- February 19, 2018: 19.02.2018 R.
- September 26, 2019: 26.09.2019 R. ZMIENIONO § 3
- November 27, 2025: 27.11.2025, REPERTORIUM A 12254/2025, NOTARIUSZ PAWEŁ ZBIGNIEW CUPRIAK, KANCELARIA NOTARIALNA PAWEŁ CUPRIAK, MARCIN ŁASKI I PARTNERZY NOTARIUSZ SPÓŁKA PARTNERSKA, ZMIANA § 2, § 4, § 6, § 9, WYKREŚLENIE § 15, ZMIANA NUMERACJI: § 16 OTRZYMUJE NR 15, § 17 OTRZYMUJE NR 16.
Activities
Other activities
Address and contact
- Address
- PLAC KONESERA, 5, 03-736, WARSZAWA, POLSKA
- Voivodeship
- MAZOWIECKIE
- District
- WARSZAWA
- Not disclosed in the registry
- Website
- Not disclosed in the registry
- E-delivery address
- AE:PL-87610-15839-CWURA-13
Risk and payment profile - Carat&co. GEM Investments
Credibility rating
7.4 / 100
Very poor credibility
Insolvency risk
High
Significant formal threat
Closure risk
42
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
Organisational stability signals
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
3
3/8 yrs
Board changes
1
1/8 yrs
PKD changes
1
1/8 yrs
Name changes
1
1/8 yrs
Data from 8 years of registry activity.
Credibility history
Payment reliability score from 2021–2024
Current: E (7/100)
Trend: deteriorating (-4.5 pts/year)
Bardzo słaba wiarygodność płatnicza – współpraca handlowa wiąże się z wysokim ryzykiem braku zapłaty.
Trade credit limit history
Standard limit from 2021–2024
Current: 107.1 PLN
Safe: 14.99 PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Operational status - Carat&co. GEM Investments
Founded
February 26, 2018
8 years in operation
Legal form
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Registry: RejP
Headquarters
WARSZAWA
MAZOWIECKIE
Primary PKD
47.77.Z
Retail sale of watches and jewellery in specialised stores
Share capital
5.0 K PLN
Shareholders
3
shareholders
Board
1 person
Filed years
4 years
2021–2024 · profitable: 0/4
Registry entries
19
latest: July 26, 2026
Risk signals
Revenue
9.0 K PLN
2024
Net profit
-6.3 K PLN
2024
Assets
9.0 K PLN
2024
Equity
-70.6 K PLN
2024
Valuation
3.2 K PLN
Low confidence
Low confidence
Companies in the same location
Public procurement
Trademarks
Reviews
Rate business credibility - Carat&co. GEM Investments.
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