Limited Liability Company (LLC)
Związek Zwrotów Bankowych
Związek Zwrotów Bankowych Spółka z Ograniczoną Odpowiedzialnością
Limited Liability Company (LLC)
Związek Zwrotów Bankowych Spółka z Ograniczoną Odpowiedzialnością
Związek Zwrotów Bankowych Spółka z Ograniczoną Odpowiedzialnością (KRS 0000719446, NIP 5252740070) is a Polish company, headquartered in Łódź, Łódzkie voivodeship. Związek Zwrotów Bankowych operates in: Activities of collection agencies and credit bureaus (PKD 82.91.Z). Industry: Office administration. The company has been listed in the National Court Register since February 16, 2018. Związek Zwrotów Bankowych's most recently reported net revenue was 729.4 K PLN for 2025.
Negative equity
Negative equity in 1 of 8 available reporting years.
No arrears identified in the analysed sources
No arrears or bankruptcy proceedings identified in the analysed sources.
Other activities
General codes (divisions and groups)
General codes indicate a PKD division or group without a specific subclass.
Credibility rating
57.7 / 100
Average credibility
Insolvency risk
Very low
Low threat
Closure risk
1
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
3
3/8 yrs
Board changes
1
1/8 yrs
PKD changes
1
1/8 yrs
Name changes
1
1/8 yrs
Data from 8 years of registry activity.
Payment reliability score from 2018–2025
Current: C (58/100)
Trend: deteriorating (-7.2 pts/year)
Moderate payment credibility - the company is able to meet its obligations, but some indicators warrant caution.
Standard limit from 2018–2025
Current: 78.0 K PLN
Safe: 35.1 K PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Founded
February 16, 2018
8 years in operation
Legal form
Limited Liability Company (LLC)
Registry: RejP
Headquarters
ŁÓDŹ
ŁÓDZKIE
Primary PKD
82.91.Z
Activities of collection agencies and credit bureaus
Share capital
5.0 K PLN
100 shares total
Shareholders
4
shareholders
Board
1 person
Filed years
8 years
2018–2025 · profitable: 5/8
Registry entries
34
latest: July 10, 2026
Risk signals
Revenue
729.4 K PLN
2025
Net profit
131.8 K PLN
2025
Assets
10.5 M PLN
2025
Equity
5.7 M PLN
2025
EBITDA
N/A
2025
no depreciation data
Valuation
6.0 M PLN
Medium confidence
People holding roles at Związek Zwrotów Bankowych according to the Polish National Court Register. Follow a name for that person's full profile and their other companies.
Rate business credibility - Związek Zwrotów Bankowych.
No ratings
Trademarks filed or registered by Związek Zwrotów Bankowych in the Polish Patent Office (UPRP) - filing dates, status, Nice classes and graphical marks.
3 most recent trademarks
zwrotybankowe.pl
Filing date: 2022-09-30
activezwroty bankowe
Filing date: 2022-09-30
expiredAnswers to questions about the company's activity, registered office, identifiers, financial data, capital and control.
Związek Zwrotów Bankowych has 4 shareholders.
No - Związek Zwrotów Bankowych's share capital is split between several shareholders.
Związek Zwrotów Bankowych's board has 1 member.
Latest reporting year
2025
Available years
8
Filing entries
0
20 historical registry entries for Związek Zwrotów Bankowych
Filing documents submitted (3 documents)
Shareholder change
LD.XX NS-REJ.KRS/22005/24/175
Change in Section 1 (basic data)
LD.XX NS-REJ.KRS/22005/24/175/ADE
Filing documents submitted (2 documents)
Filing documents submitted (3 documents)
Competing companies or those operating in the same market segment as Związek Zwrotów Bankowych (industry: Office administration).
WARSZAWA· Office administration
Revenue 2024: 946.2 K PLN
SIEDLCE· Office administration
Revenue 2024: 917.3 K PLN
PIOTRKÓW TRYBUNALSKI· Office administration
Revenue 2024: 780.5 K PLN
SUWAŁKI· Office administration
Revenue 2025: 694.8 K PLN
ŁÓDŹ· Office administration
Revenue 2025: 581.6 K PLN
GDAŃSK· Office administration
Revenue 2022: 511.5 K PLN