SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
DESA Finance
DESA Finance Spółka z Ograniczoną Odpowiedzialnością
DESA Finance Spółka z Ograniczoną Odpowiedzialnością (KRS 0000559264, NIP 1132890505) is a Polish company, headquartered in Warszawa, Mazowieckie voivodeship. DESA Finance operates in: Other credit granting (PKD 64.92.Z). Industry: Finance and banking. The company has been listed in the National Court Register since May 22, 2015. DESA Finance's most recently reported net revenue was 0 PLN for 2024.
Negative equity
Negative equity in 1 of 6 available reporting years.
No reported revenue
The company reported no revenue in any available reporting year. This may indicate a non-operating entity.
No arrears identified in the analysed sources
No arrears or bankruptcy proceedings identified in the analysed sources.
Other activities
General codes (divisions and groups)
General codes indicate a PKD division or group without a specific subclass.
Credibility rating
67 / 100
Good credibility
Insolvency risk
Very low
Elevated threat
Closure risk
15
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
3
3/11 yrs
Board changes
3
3/11 yrs
PKD changes
1
1/11 yrs
Name changes
1
1/11 yrs
Data from 11 years of registry activity.
Payment reliability score from 2018–2024
Current: C (67/100)
Trend: improving (+20.6 pts/year)
Moderate payment credibility - the company is able to meet its obligations, but some indicators warrant caution.
Standard limit from 2018–2024
Current: 184.1 K PLN
Safe: 82.8 K PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Founded
May 22, 2015
11 years in operation
Legal form
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Registry: RejP
Headquarters
WARSZAWA
MAZOWIECKIE
Primary PKD
64.92.Z
Other credit granting
Share capital
1.0 M PLN
20,000 shares total
Shareholders
1
shareholder
Board
1 person
Sup. board: 3
Filed years
6 years
2018–2024 · profitable: 5/6
Registry entries
39
latest: June 30, 2026
Risk signals
Revenue
0 PLN
2024
Net profit
103.5 K PLN
2024
Assets
1.4 M PLN
2024
Equity
1.1 M PLN
2024
EBITDA
-25.2 K PLN
2024
Valuation
761.0 K PLN
Low confidence
Low confidence
Rate business credibility - DESA Finance.
No ratings

Explainer
BNP Paribas Bank Polska S.A. (KRS 0000011571), headquartered at ul. Marcina Kasprzaka 2 in Warsaw's Wola district, is a Polish bank controlled by France's BNP Paribas Group. In its current form it emerged from the merger of three historically separate entities: BGŻ (Bank Gospodarki Żywnościowej), Fortis Bank Polska and Raiffeisen Polbank. Its 2025 financial statements show PLN 3.06bn in net profit (up 30% YoY) on PLN 180.7bn in total assets. Listed on the WSE since 2008, an mWIG40 constituent, with a seven-member management board and a twelve-member supervisory board.

News
Warsaw-based Bank Ochrony Środowiska S.A. (KRS 0000015525) – 58.05% controlled by NFOŚiGW – posted PLN 124.5m net profit for 2025 (+56% YoY) per its financial statements, with total assets reaching PLN 25.7bn. The 2025–2027 strategy targets over PLN 30bn in assets and a 50% share of green loans in the portfolio. The bank has not paid a dividend since 2008 – all capital is reinvested in ESG lending.
Trademarks filed or registered by DESA Finance in the Polish Patent Office (UPRP) - filing dates, status, Nice classes and graphical marks.
3 most recent trademarks

DESA FINANCE
Filing date: 2022-05-09
active
desa BIŻUTERIA
Filing date: 2017-08-03
activeCompeting companies or those operating in the same market segment as DESA Finance (in Warszawa, industry: Finance and banking).
WARSZAWA· Finance and banking
Revenue 2022: 19.0 M PLN
SĘKOCIN NOWY· Finance and banking
Revenue 2024: 1.7 M PLN
WARSZAWA· Finance and banking
Revenue 2024: 1.4 M PLN
WARSZAWA· Finance and banking
Revenue 2022: 1.0 M PLN
WARSZAWA· Finance and banking
Revenue 2024: 0 PLN
BRONISZE· Finance and banking
Revenue 2024: 0 PLN
20 historical registry entries for DESA Finance
Filing documents submitted (3 documents)
Share capital change, Board change, Shareholder change, Articles of association amended, Change in Section 2 (management and representation)
WA.XII NS-REJ.KRS/67345/23/142
Filing documents submitted (3 documents)
Filing documents submitted (3 documents)
Filing documents submitted (3 documents)
Latest reporting year
2025
Available years
11
Filing entries
0
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
DESA Finance Spółka z Ograniczoną Odpowiedzialnością
Answers to questions about the company's activity, registered office, identifiers, financial data, capital and control.
DESA Finance's board has 1 member.