SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Kujawsko-pomorskie Centrum Leasingowo-kredytowe
Kujawsko-pomorskie Centrum Leasingowo-kredytowe Spółka z Ograniczoną Odpowiedzialnością
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Kujawsko-pomorskie Centrum Leasingowo-kredytowe Spółka z Ograniczoną Odpowiedzialnością
Kujawsko-pomorskie Centrum Leasingowo-kredytowe Spółka z Ograniczoną Odpowiedzialnością (KRS 0000359043, NIP 9671327796) is a Polish company, headquartered in Bydgoszcz, Kujawsko-Pomorskie voivodeship. KUJAWSKO-POMORSKIE CENTRUM LEASINGOWO-KREDYTOWE operates in: Freight transport by road (PKD 49.41.Z). Industry: Land transport. The company has been listed in the National Court Register since June 22, 2010. KUJAWSKO-POMORSKIE CENTRUM LEASINGOWO-KREDYTOWE's most recently reported net revenue was 518.2 K PLN for 2024.
Negative equity
Negative equity in 3 of 6 available reporting years.
No arrears identified in the analyzed sources
No arrears or bankruptcy proceedings identified in the analyzed sources.
Main activity
49.41.ZFreight transport by road
Other activities
Credibility rating
7.3 / 100
Very poor credibility
Insolvency risk
High
Significant formal threat
Closure risk
36
/ 100
Risk comparison - scale 0 (safe) → 100 (critical)
No instability signals - ownership, management, PKD codes and company name remain relatively stable.
Shareholder changes
0
0/16 yrs
Board changes
3
3/16 yrs
PKD changes
2
2/16 yrs
Name changes
0
0/16 yrs
Data from 16 years of registry activity.
Payment reliability score from 2018–2024
Current: E (7/100)
Trend: deteriorating (-25.2 pts/year)
Bardzo słaba wiarygodność płatnicza – współpraca handlowa wiąże się z wysokim ryzykiem braku zapłaty.
Standard limit from 2018–2024
Current: 14.9 K PLN
Safe: 2.1 K PLN
Difference between risk models
Closure - probability of ceasing operations (operational continuity). Insolvency - probability of formal bankruptcy / restructuring. The models use different data - results can diverge significantly when balance-sheet data is incomplete.
Founded
June 22, 2010
16 years in operation
Legal form
SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Registry: RejP
Headquarters
BYDGOSZCZ
KUJAWSKO-POMORSKIE
Primary PKD
49.41.Z
Freight transport by road
Share capital
30.0 K PLN
60 shares total
Shareholders
2
shareholders
Board
1 person
Filed years
6 years
2018–2024 · profitable: 4/6
Registry entries
31
latest: June 12, 2026
Risk signals
Revenue
518.2 K PLN
2024
Net profit
-902.6 K PLN
2024
Assets
578.7 K PLN
2024
Equity
-249.9 K PLN
2024
EBITDA
-623.7 K PLN
2024
Rate business credibility - Kujawsko-pomorskie Centrum Leasingowo-kredytowe.
No ratings

Benchmark
In 2024 Polish courts declared 436 corporate bankruptcies - 10% more than in 2023 and almost 30% more than in 2022. Restructuring proceedings in the KRZ register jumped to 4,457 (+103% versus 2022). The most exposed sectors: construction, wholesale trade, transport, and hospitality. The full map, five-year trend, and sector breakdown.

Explainer
From 1 January 2026 the minimum monthly wage in Poland stands at PLN 4,806 gross (PLN 3,605.85 net) and PLN 31.40 gross per hour. The year-on-year increase is only PLN 140 - the smallest in years. For the first time since 2023, the act foresees no July adjustment, so the rate holds for the full year. The total employer cost of a minimum-wage worker is around PLN 5,790.28.
Latest reporting year
2025
Available years
16
Filing entries
0
20 historical registry entries for Kujawsko-pomorskie Centrum Leasingowo-kredytowe
Filing document
Address change
BY.XIII NS-REJ.KRS/14035/24/273
Change in Section 1 (basic data)
BY.XIII NS-REJ.KRS/14035/24/273/ADE
Filing document
Filing documents submitted (3 documents)
Answers to questions about the company's activity, registered office, identifiers, financial data, capital and control.
KUJAWSKO-POMORSKIE CENTRUM LEASINGOWO-KREDYTOWE's board has 1 member.
Competing companies or those operating in the same market segment as Kujawsko-pomorskie Centrum Leasingowo-kredytowe (in Bydgoszcz, industry: Land transport).
SZUBIN· Land transport
Revenue 2023: 284.0 M PLN
ŻNIN· Land transport
Revenue 2024: 250.3 M PLN
ŚLESIN· Land transport
Revenue 2024: 230.8 M PLN
TORUŃ· Land transport
Revenue 2024: 192.3 M PLN
RYPIN· Land transport
Revenue 2024: 168.3 M PLN
BYDGOSZCZ· Land transport
Revenue 2024: 144.1 M PLN